Most of the time, the insurance company will stop your benefits when you reach maximum medical improvement. The idea is that when you are through with your treatment and you have recovered as much as you can, you should be able to return to work. Thus, your TTD benefits will typically be stopped so you are not paid both salary or wage benefits in addition to TTD benefits. There are, of course, many times when a worker is not physically able to return to work after he reaches MMI or even if he is able to return to work, his employer does not allow him to return to work. If that happens, you could be entitled to receive unemployment benefits. Also, if you are not taken back to work you will be permitted to offer evidence of vocational disability and you will not be limited to receiving compensation only for your physical impairment.