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Probably the most valuable benefit to injured workers is the right to receive future medical care for the rest of your life as long as you are treated for the job-related condition by an authorized medical provider. Because this arrangement presents an unknown and potentially very expensive risk to the insurance carrier, most insurance carriers will at some point attempt to close your right to future treatment by having you consider a settlement of your right to future medical benefits. However, you cannot be forced into closing your right to future medical benefits.

Myths

Myth: If you speak to the insurance company or write a letter explaining your case and are reasonable, you will get a reasonable response that “pays” you what you deserve.

Myth: All lawyers who advertise that they handle workers’ compensation cases have the same ability, tools and experience to handle your case.

Myth: The paperwork you need to file is simple and the law is easy to understand.

Myth: Most compensation claims are made up or fraudulent and people would rather be on compensation and “milk” the system instead of working.

Myth: Your employer will make sure you get the benefits you deserve quickly and keep your job open for your return.

Myth: The doctor they send you to will not be infiuenced by the fact that your treatment is being paid for by your employer’s insurance company.

Read more myths in Tracy's new book: The Injured Worker's Survival Guide.

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