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This is unbelievable. The insurance company lies on their TV commericals don't tell you this.

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There is a quaint notion that insurance companies make sound decisions based on personal interactions with policyholders. But, big insurance companies have become highly automated, able to rely on digital profiling to underwrite and set rates, proprietary databases to compile customer information, and black box logarithms to underpay claims. Neighborhood agents, trained appraisers, and experienced claims adjusters are seeing their influence wane. Indeed, without proper oversight, we could be entering a Brave New World where machines compile, crunch, and calculate complex datasets to dramatically limit human influence on key underwriting, rating, and claims handling decisions.

RattlesnakeThe small southeastern town of Opp, Alabama is known for its annual Rattlesnake Rodeo.  Recently a worker in southwest Alabama was seriously injured after being bitten by a rattlesnake.  Obviously rattlesnakes are dangerous.  Does it benefit your employer if you try to remove a snake from your workplace?  It depends. Some will recall the words of Scripture, "The serpent was the shrewdest of all the wild animals the LORD God had made."  (Genesis 3:1)  A recently Alabama workers' compensation claim involved a man who made a claim for benefits after suffering a serious injury while trying to catch a snake.

APPEAL & ERROR: Appellate Review. WORKERS’ COMPENSATION: Causation.

Windell Caldwell sued West Fraser, Inc., seeking workers’ compensation benefits for a back injury. At a hearing on that claim, Caldwell testi- fied that he was working on December 17, 2009, and he was assigned the task of replacing “knives” in a mulching machine.

In order to complete the task, Caldwell had to lift two boxes weighing 50-100 pounds and move a screen weighing 80 pounds. Caldwell claimed that he felt three “pinches” in his back as he attempted to complete the task. Caldwell contacted his wife, Rhonda, and she took him to an urgent care facility. The records from that visit contain a notation indicating that “no injury” was reported. On December 19, 2009, Caldwell went to the emergency room because of his back pain.

Appellate Courts "Grappling" with Conflicting High Court Decisions By Heather Scofield, Reporter (WorkCompCentral.Com)

The Alabama Supreme Court on Friday reinstated a trial court decision in favor of a worker who claimed he injured his back while at work, but the long, circuitous route that was required to bring resolution to that case will likely stand in front of other claimants until the high court clarifies conflicting decisions that it made in the past, attorneys say. Stephen Christie, a partner with the Miller, Christie & Kinney law firm in Vestavia Hills, Ala., and member of the Workers' Compensation Defense Institute, said the high court's reversal of the Court of Appeals in the case is a symptom of problems caused by conflicting rulings the high court has made in the past.

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